Can I use UPI (BHIM, PhonePe, Google Pay) in Bhutan?

Yes. As of 2026, UPI is one of the most convenient payment methods for Indian travellers in Bhutan. You can scan Bhutan QR codes at many retail shops, cafés, and hotels in major towns  of Bhutan.

Payments are deducted instantly in INR from your Indian bank account. Availability or network issue can sometimes prevent usage, so carrying some cash is still recommended.

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