Travel Insurance is not mandatory but highly recommended, especially if you trekking in Bhutan.
Trekking in the Himalayas is inherently unpredictable. Without insurance, a single emergency can be financially devastating:
Rescue Costs: A helicopter evacuation from a remote trail cost between $3,000 and $15,000 USD. Helicopter operators often require a cash deposit or a “Guarantee of Payment” before they will dispatch a rescue.

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